Apply For Pension Loan In Norway Of About $500,000,000 USD And Pay Back In 1 Year.
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Pensions at a glance
- Your pension is made up of three parts, one from National Insurance, one from your employer(s) and one from private savings
- The new pension reform provides more flexibility and alternatives
- Future pensions will be significantly smaller
- For most people, private pension saving will be necessary
In a start-up and growth phase, many companies need to know about the conditions they must meet in order to be granted a loan or credit. When issuing a loan, banks are primarily interested in two things: (1) the company’s debt servicing capacity and (2) adequate collateral if the company fails to service its debt. In addition, the bank needs to know as much as possible about the project for which the loan is required.
In order to obtain a pension loan, the bank must feel confident that it will be repaid. A company’s payment ability, i.e. debt servicing capacity, is dependent on the amount of cash, or easily accessible funds, it has at its disposal. The bank will therefore ask about the company’s current liquidity position, as well as about its cash flow prospects.
In general, collateral represents assets which the lender is entitled to repossess if the borrower fails to repay the loan. There are many types of collateral, ranging from company assets to sureties and real estate. Contact your bank to check what kind of collateral could be relevant for your company.
Getting started is easy!
Set up a monthly direct debit so that cash is deducted automatically from your bank account the day your salary gets paid. You will hardly notice that you are saving. Even paying in a little each month helps, the most important thing is that you save regularly.
Contact your local branch if you would like to open a savings account or if you have any questions. We can give you more tips about how to choose the savings option which is best for you.
DNB has insurance policies to suit every need. We offer a wide range of insurance products for your car, house, household contents, holiday home, boat and pets and for when you travel. Unsure whether you need life insurance? Contact us for advice.
We can offer personal insurance if you are a Nordic citizen or have been a member of the Norwegian national insurance system for more than five years. In addition, you must be a resident of one of the Nordic countries.
Call us on (+47 915) 04800 and we will help you find the insurance products to suit your needs.
Car, boat and motor vehicle insurance
Comprehensive and third-party for boats and cars. Insurance for motorcycles, mopeds, all-terrain vehicles (ATVs), rotary snow ploughs and rotary cultivators. Insurance for caravans and trailers
Household contents insurance
Coverage for damage or destruction of your home
Holiday home insurance
Coverage for your second home
All-year coverage for travel made in and outside Norway
Term insurance, disability insurance, critical illness and recreational accident insurance
Other types of insurance
Pet insurance – for cats and dogs
Valuable object insurance